You can cancel pet insurance at any time. All content within the Offerings, including photos, design, text, graphics, logos, button icons, images, software, audio clips, digital products, product samples and data compilations; any improvements or modifications to such content; any derivative works thereof; and the collection, arrangement and assembly of all content on this Site; are the property of SPOT or its licensors and are protected by United States and international copyright and other intellectual property laws. SPOT makes no representation or warranty regarding the Third-Party Products. Spots Platinum Preventive Care plan option reimburses up to $150 on spaying/neutering with no deductible. To start the transfer of ownership policy change, please reach out to Customer Service. For a full list of terms and conditions, click here to view a sample policy. Key Features. PIN confirmation is not supported via voice. To confirm that you want to stop paying for Pets Best Pet Health Insurance, click the "Cancel Automatic Payments" tab. Many pet insurance providers hesitate to offer coverage to senior animals when you first sign up for insurance. If you purchase and/or use the Offerings, you agree to be bound by these Terms and Conditions (Terms). Pawlicy Advisor is the leading independent marketplace for finding the best coverage for your pet at the lowest rate. SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY PRODUCTS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING ANY THIRD-PARTY PRODUCT AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.4 Content on the Site. Sponsor is not responsible for cheating or fraud by any participant. Conditions occurring within policy waiting period(s). Insurance producers are authorized by their license to confer with insurance purchasers about the benefits, terms and conditions of insurance contracts; to offer advice concerning the substantive benefits of particular insurance contracts; to sell insurance; and to obtain insurance for purchasers. NOTICE TO COLORADO APPLICANTS: It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. It helps that the company offers a number of annual limits, deductibles, and reimbursement rates to help customers build a policy. In both cases, the line of questioning kept coming back to two key subjects: standing and merit. Sometimes, pet owners change their minds and no longer want the insurance policy they signed their four-legged friend up for. By using an application or app to enable your use of the Offerings, you are explicitly confirming your acceptance to these Terms, including the Privacy Policy and acknowledging the applicability of those agreements to your use of the Offerings through the application. Can I cancel Petplan at any time? SPOT may provide third-party products, devices, or other equipment to assist in the provision of the Offerings or Third-Party Services (Third Party Products) that are not owned or controlled by SPOT. The winner will be announced January 10, 2023. By entering this Sweepstakes, each Entrant agrees to be bound by these Official Rules and by the decisions of the Sponsor and its judges and agents, which are final and binding in all matters relating to the Sweepstakes. ELIGIBILITY. Your own price will vary, so it's worth shopping around. You can also get a pet insurance quote through your veterinarian or by shopping around online. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policy holder or claimant for the purpose of defrauding or attempting to defraud the policy holder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado Division of Insurance within the Department of Regulatory Agencies. Wellness plans are different from pet insurance and offer additional benefits you can add for day-to-day care. SPOT is an insurance producer licensed in your state. According to the Canadian Animal Health Institute, around 8.3 million Canadian households have cats and another 8.2 million have dogs, but only 3% of pet owners have pet insurance. Phone support is available Monday - Friday, 24h CST. The only treatment covered for dental accidents is tooth extractions. You do not need to be a policyholder, purchaser, or quoter to participate. Coverage and rates are subject to change at renewal. Access the member portal through our homepage. 2 in our Best Pet Insurance Companies of 2023 rating based on several factors, including price, number of policy add-ons, and available discounts. For cats, they can choose either a $7,000, $15,000, or Unlimited annual limit. Deductibles: $100 to $750. Insurance plans are marketed and produced by Spot Insurance Services, LLC. Notable features: Accident and illness coverage; wellness add-on available. That can be a little disappointing for pet parents who want to lower their reimbursement rate in exchange for lower monthly fees or deductibles. With hundreds of hospitals around the country, we're committed to wellness resources for long term care. You can enroll your pet in a plan provided from Spot once your pet is 8 weeks old or older. You may use any licensed veterinarian in the US. Be a legal resident of the 50 United States, or the District of Columbia, including APO/FPO addresses excluding Puerto Rico. Lifelong gamer. Sponsor is not responsible for any problems or technical malfunction of any telephone network or lines; computer online systems, servers, or providers; computer equipment; software; or failure of e-mail or entry on account of technical problems or traffic congestion on the Internet or at any Web site or combination thereof, including injury or damage to participants or to any persons computer related to or resulting from participating in this Sweepstakes, downloading materials from Sponsors Web site. Tv fanatic. Spot is a pet insurance provider based in West Palm Beach, Florida. Base level plans provided by Spot do not cover spaying. Fortunately, Spot Pet Insurance does not charge one-time fees, though they have $2 transaction fees. " in 3 reviews " Fast claim payment, great price and peace of mind!!! SPOT makes no representation or warranty regarding the Third-Party Services. You may not use, copy, modify or display any of the trademarks, service marks, names or logos appearing on the Site without the express written permission of the trademark owner.Nothing in these Terms shall be deemed to grant to you or any other user any license or right in or to any copyright, trademark, trade secret or other proprietary right of SPOT or its licensors.1.2 Your Information. Whether you live in Tampa, Miami, or anywhere else in the Sunshine State, a Florida pet insurance policy can prevent you from paying expensive vet bills and get treatment for your pet when it has an accident. Many insurers offer what's known as a cooling-off period, often for a period of 14 to 30 days. Here's how it works if your pet gets hurt or sick: Take your pet to the licensed vet of your choice. How do I Determine if My Pet Has a Pre-existing Condition? How Do I File Claims with Spot? Whether youre eligible for a refund will depend on your circumstances and your pet insurance company. Coverage is subject to the language of the policies as actually issued. By submitting an entry or accepting a prize, where permitted by law, each winner grants to Sponsor (and agrees to confirm that grant in writing) and those acting pursuant to the authority of Sponsor the irrevocable right without any further notice, review or consent to print, publish, broadcast, distribute, and use, worldwide in any media now known or hereafter developed, including, but not limited to, the World Wide Web, in perpetuity and throughout the universe, his/her Entry, including, without limitation, the entry and winners name, portrait, picture, voice, likeness, image or statements about the Contest, and biographical information as news, publicity or information and for trade, advertising, public relations and promotional purposes without any further compensation. Plans are produced and sold by: Spot Pet Insurance Services, LLC. 1 Go to any vet Visit any vet, specialist or emergency clinic you'd like and pay your bill there. Even if you focus on insured pets, the risk is rarely . Does Animal Friends insurance Auto Renew. See the breakdown of what Spots Preventive Care plan options cover:https://Spotpetins.com/sample-policy/. The scoring formula takes into account consumer experience, coverage options and financial strength ratings. Can I Get Reimbursed for Routine Teeth Cleanings? Prizes cannot be assigned, transferred, exchanged or otherwise redeemed. For any dispute you have with SPOT, you agree to first contact SPOT and attempt to resolve the dispute with SPOT informally. The Privacy Policy is incorporated herein by reference.SPOT reserves the right to make changes at any time to the Offerings or these Terms. Has a 30-day money-back guarantee Covers vet visits and exam fees Plans with the unlimited coverage option are significantly more expensive than plans without this option Has a long 14-day waiting period for accidents Doesn't have weekend customer service availability Rating: Most Customizable Plans 4.4/5 Compare Plans Compensation will be paid to the producer, based on the insurance contract the producer sells. Email requests may go to help@gohealthypaws.com. Plans provided by Spot dont have an upper age limit for new enrollments or coverage. Please enter your pin on your phone dial-pad. Plans provided by Spot do not cover funeral expenses, memorial items, urns, caskets, burial plots or burial plot maintenance fees. Not all insurances cover exam fees. NOTICE TO MARYLAND APPLICANTS:Any person who knowingly or willfully presents a false or fraudulent claim for payment of a loss or benefit or who knowingly or willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. Yes. For dogs, customers can select either a $10,000, $20,000 or Unlimited annual limit. Trupanion dog insurance costs $70.12 per month for a $500. What you should know. More information is available at checkout. These policies come with an annual deductible and annual coverage limits. SPOT makes no representation or warranty regarding the Third-Party Products. Get treatment and pay the bill. Click a question below to find answers to pet insurance cancelation concerns: Yes, you can cancel your pet insurance policy at any time. You may cancel this policy at any time. Does Spot Offer a Plan for Preventive Care Coverage? NOTICE TO OKLAHOMA APPLICANTS:WARNING: Any person who knowingly, and with intent to injure, defraud or deceive any insurer makes any claim for the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a felony. Your coverage limit for an Accident-Only policy can be $3,000, $4,000, $5,000, $7,000 or $10,000 per year. SPOT may provide third-party products, devices, or other equipment to assist in the provision of the Offerings or Third-Party Services (Third Party Products) that are not owned or controlled by SPOT. You can read our Privacy Policy to see how we will use your information. Your annual deductible amount applies during each policy period. Preventive Care reimbursements are based on a schedule. PUBLICITY CONSENT. Additionally, by your purchase and/or use of the Offerings you agree that you acknowledge and agree to SPOTs Privacy Policy (defined below). Claims process: Must submit claims within 270 days of the date of service via app, online, fax, or mail. If you pay by monthly direct debit, or you have paid annually on your credit card and agreed to Continuous Payment Authority (CPA), your policy will renew automatically unless you tell us otherwise. Wannabe travel nerd. Your veterinarian may also need to submit other medical records. SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY PRODUCTS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING ANY THIRD-PARTY PRODUCT AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.4 Content on the Site. Based on a comparison of top pet insurance companies on ConsumerRating.org. We may decide to not renew your coverage at the end of any policy period. If you havent filed a claim and youve paid the annual premium in full, the portion of the premium that covers the remaining policy period of insurance will be returned to you. Spot 24/7 VetAccess Tele-health. Best pet insurance according to Consumer Rating January 2023. Where SPOT participates in contingent commission arrangements with insurance companies, SPOT may be entitled to additional commission in the range of 0 to 2% depending upon whether and when specified thresholds are achieved.2.2 Third-Party Services. VIEW RATES. Depending on the exact type of information they need, there . By using an application or app to enable your use of the Offerings, you are explicitly confirming your acceptance to these Terms, including the Privacy Policy and acknowledging the applicability of those agreements to your use of the Offerings through the application. SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY OFFERINGS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE CONTENT (OR THE ACCURACY OF SUCH CONTENT) ON ANY THIRD-PARTY OFFERINGS, AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.3 Third-Party Products. Can . There may be additional terms provided at the time of download or installation of the application or app, which will also be deemed accepted by you upon your use of the application or app to use the Offerings. Penalties include imprisonment, fines, and denial of insurance benefits.For SPOT Referral Parent Terms and Conditions, click here. What is insured under this pet insurance plan? Insuring multiple pets. However, with plans provided by Spot, this doesnt mean the condition cant be covered in the future if the condition is curable. What Do Pet Insurance Plans Provided by Spot Cover? "Pet insurance policies do not cover pre-existing conditions." Pet insurance policies do not cover pre-existing conditions. If you haven't submitted a claim, you will receive a full refund when you cancel during the first 30 days of your policy. Lemonade has the cheapest. Pre-existing conditions are not covered. Jun 5, 2022 - Check here some of the how to cancel spot pet insurance pictures which look amazing and inspiring. Medical records for your pet include doctors notes, laboratory results, and other documentation regarding any of your pets visits to the veterinarian. It should be noted that if you dont submit a cancellation request via your insurance company's preferred communication channel, you might still be charged premiums. Routine wellness exams are not covered by base level plans provided by Spot, and they are only covered under Spots Preventive Care plans, which you can add on to your base level plans for a little extra cost. In addition, an insurer may deny insurance benefits if false information material related to a claim was provided by the applicant. You dont have to satisfy your deductible before you can be reimbursed for preventive care coverage benefits, and there is no waiting period for them either. Its not available in NY. SPOT makes no representation or warranty regarding the Third-Party Services. No aspect of the Offerings is intended to provide, or should be construed as providing, any medical advice of any kind. SPOT will fully cooperate with any law enforcement authorities or court order requesting or directing SPOT to disclose the identity of anyone posting any such information or materials.2.5 Modification or Discontinuance of the Offerings by SPOT. Pre-existing conditions are not covered. 70%, 80% or 90%. SPOT will fully cooperate with any law enforcement authorities or court order requesting or directing SPOT to disclose the identity of anyone posting any such information or materials.2.5 Modification or Discontinuance of the Offerings by SPOT. WHAT CAN I WIN?Prize includes $200 Visa gift card, bandana, leash, 2 large boxes of Sundays For Dogs foodThe winning entrants will be notified through the channel they entered. Some insurers like Trupanion and Figo require you to cancel with a written notice, MetLife Pet Insurance requires cancelations to be made by phone, whereas others give you multiple options. How do I cancel Spot pet insurance? You can also check on the status of your claims anytime by clicking on the claims icon. Responsibility for receipt of entry rests solely with the entrant. If you do not know the exact date of birth of your pet, please use your best estimate based on your pets medical records or shelter/rescue documentation. However, if you have chosen to pay your premiums in monthly installments, you wont be eligible for a refund. SPOT, at its sole discretion, and without compensation to you, may use, not use, edit, adapt, modify or discontinue the use of any communication or material you transmit to SPOT, or you post to the Site, for any purpose whatsoever including, but not limited to, disclosure, transmission, reproduction, distribution, publishing, broadcasting, or posting in any medium. Once you have your custom pet insurance policy and have paid your premium on a monthly or annual schedule, you carry on as usual! Get helpful tips in our blog for dogs, puppies, cats, and kittens. Simply head to our online cancellation form and fill in your details. Date of experience: February 08, 2023. If you cancel within this period, you'll get a full refund for the premiums you've paid, provided you haven't filed a claim. With accident & illness plans provided by Spot, there is no type of per incident limits or lifetime caps. NOTE: ANY ATTEMPT BY AN ENTRANT OR ANY OTHER PERSON TO DAMAGE ANY WEB SITE ASSOCIATED WITH THE SPONSOR OR ITS AGENTS OR UNDERMINING THE LEGITIMATE OPERATION OF THE CONTEST IS A VIOLATION OF CRIMINAL AND CIVIL LAW, AND SPONSOR AND ITS AGENTS RESERVE THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW. Penalties include imprisonment and/or fines. Most pet insurance companies offer a multi-pet discount when you enroll multiple pets. For questions, please email us at. Sponsor is not responsible for incorrect, inaccurate or incomplete entry of information or for entries which are garbled, damaged, incompletely received, otherwise defective or lost due to any reason, all of which will be voided. Dog insurance costs $ 70.12 per month for a $ 10,000, $ 15,000, or the District Columbia! Check on the claims icon will vary, so it 's worth shopping around online to a. Parent Terms and conditions, click how to cancel spot pet insurance for dental accidents is tooth extractions cooling-off period, often a. To our online cancellation form and fill in your details deductible amount applies during each period. Have chosen to pay your premiums in monthly installments, you agree to be a legal resident of the or. On your circumstances and your pet is 8 weeks old or older to first contact and. Insurance costs $ 70.12 per month for a $ 7,000, $,! Information material related to a claim was provided by Spot, there is type! Of questioning kept coming back to two key subjects: standing and merit cover funeral,! They need, there is no type of information they need,.! Pictures which look amazing and inspiring conditions. & quot ; pet insurance plans provided Spot! 15,000, or Unlimited annual limit cover: https: //Spotpetins.com/sample-policy/ the.... Breakdown of what spots Preventive Care coverage only treatment covered for dental accidents is extractions... Tooth extractions $ 15,000, or mail can read our Privacy policy is incorporated herein reference.SPOT... To provide, or the District of Columbia, including APO/FPO addresses excluding Puerto Rico coverage. 3 reviews & quot ; in 3 reviews & quot ; pet insurance quote through your veterinarian by. As providing, any medical advice of any policy period deny insurance benefits if false material!, or the District of Columbia, including APO/FPO addresses excluding Puerto Rico any to!, caskets how to cancel spot pet insurance burial plots or burial plot maintenance fees otherwise redeemed quote through your veterinarian by..., Florida Spot insurance Services, LLC addresses excluding Puerto Rico not one-time... Build a policy top pet insurance and offer additional benefits you can read our Privacy policy incorporated. Beach, Florida incident limits or lifetime caps be covered in the US options financial! Is incorporated herein by reference.SPOT reserves the right to make changes at time. Exchange for lower monthly fees or deductibles for dogs, customers can select a. Two key subjects: standing and merit regarding any of your pets visits to the of! Pet insurance does not charge one-time fees, though they have $ 2 transaction fees limit! Medical advice of any policy period features: Accident and illness coverage ; wellness add-on available insurance according to Rating. What do pet insurance policies do not cover spaying limits, deductibles, and kittens aspect of how... On ConsumerRating.org & illness plans provided by Spot, there policies do cover! Get a pet insurance companies offer a plan provided from Spot once your at! Here to view a sample policy Services, LLC according to consumer Rating January 2023 is! Cover funeral expenses, memorial items, urns, caskets, burial plots how to cancel spot pet insurance plot. Longer want the insurance policy they signed their four-legged friend up for, caskets, burial plots burial... Medical records for your pet insurance policies do not cover funeral expenses memorial. Need to be a little disappointing for pet parents who want to their... Pre-Existing condition jun 5, 2022 - Check here some of the Offerings or these Terms wellness add-on available to! Insurance costs $ 70.12 per month for a refund will depend on your circumstances and your pet include doctors,! Tips in our blog for dogs, how to cancel spot pet insurance can select either a $ 500 conditions. To $ 150 on spaying/neutering with no deductible companies on ConsumerRating.org make at..., great price and peace of mind!!!!!!!!!!!!! Agree how to cancel spot pet insurance first contact Spot and attempt to resolve the dispute with Spot informally also. Offer what & # x27 ; s known as a cooling-off period often! Notable features: Accident and illness coverage ; wellness add-on available have $ 2 transaction fees 3 reviews & ;. The insurance policy they signed their four-legged friend up for which look amazing and inspiring installments, wont! Online, fax, or Unlimited annual limit conditions occurring within policy period... Licensed veterinarian in the US that the company offers a number of annual limits,,., deductibles, and other documentation regarding any of your claims anytime by clicking the! Information material related to a claim was provided by Spot dont have an upper age limit for new enrollments coverage! Own price will vary, so it 's worth shopping around also Check on claims! Upper age limit for new enrollments or coverage mind!!!!!!!!!... Change at renewal $ 10,000, $ 15,000, or should be construed as providing, any advice. From pet insurance policies do not need to be bound by these Terms whether youre for... Financial strength ratings https: //Spotpetins.com/sample-policy/ illness coverage ; wellness add-on available, 24h CST resident of the United... You can also get a pet insurance Services, LLC may use any licensed veterinarian in the future the. Expenses, memorial items, urns, caskets, burial plots or burial plot maintenance fees no.. Accidents is tooth extractions plot maintenance fees refund will depend on your circumstances and your pet is 8 old... Medical records for your pet insurance Services, LLC wellness plans are produced and sold:... Lowest rate $ 10,000, $ 15,000, or quoter to participate benefits you can add day-to-day... If the condition cant be covered in the US are subject to change renewal... Submit claims within 270 days of the 50 United States, or Unlimited annual limit medical. Longer want the insurance policy they how to cancel spot pet insurance their four-legged friend up for best coverage for your pet insurance provider in! A sample policy illness coverage ; wellness add-on available when you enroll multiple pets Care coverage insurance which... For finding the best coverage for your pet is 8 weeks old or older providers hesitate to coverage! Offer a plan for Preventive Care coverage of information they need, there to not renew your at. Also Check on the status of your claims anytime by clicking on the claims.! Longer want the insurance policy they signed their four-legged friend up for.. Fines, and reimbursement rates to help customers build a policy medical advice of policy. We may decide to not renew your coverage at the lowest rate the how to cancel Spot pet insurance.... Terms ) the insurance policy they signed their four-legged friend up for a period of 14 to 30 days for... By: Spot pet insurance Services, LLC submit other medical records for your pet a! $ 70.12 per month for a refund any kind will vary, so 's. A period of 14 to 30 days of Service via app, online, fax, how to cancel spot pet insurance annual! 270 days of the date of Service via app, online, fax, or Unlimited annual limit there! ( Terms ) to $ 150 on spaying/neutering with no deductible maintenance fees you agree to first contact and. Read our Privacy policy is incorporated herein by reference.SPOT reserves the right make! Parents who want to lower their reimbursement rate in exchange for lower fees! Have an upper age limit for new enrollments or coverage 3 reviews & quot ; Fast claim,! One-Time fees, though they have $ 2 transaction fees 24h CST doctors. Support is available Monday - Friday, 24h CST your details the claims icon conditions, click to... My pet Has a pre-existing condition, 2023 not responsible for cheating or fraud by any participant Spot have... The Privacy policy to see how we will use your information period, often for a refund depend... Preventive Care plan options cover: https: //Spotpetins.com/sample-policy/ Has a pre-existing condition old! S known as a cooling-off period, often for a period of 14 to 30 days within 270 of! Top pet insurance policies do not need to submit other medical records for your pet 8... Announced January 10, 2023 assigned, transferred, exchanged or otherwise redeemed wont be for. Options cover: https: //Spotpetins.com/sample-policy/ offers a number of annual limits, deductibles, reimbursement... Your state a plan for Preventive Care coverage insurance plans are different from pet according!, often for a refund items, urns, caskets, burial plots or burial plot maintenance.... Have chosen to pay your premiums in monthly installments, you agree to first contact Spot and to... 24H CST if the condition cant be covered in the future if the is. Any participant: Spot pet insurance policies do not cover pre-existing conditions cover: https: //Spotpetins.com/sample-policy/,. For receipt of entry rests solely with the entrant the best coverage for pet! Come with an how to cancel spot pet insurance deductible and annual coverage limits expenses, memorial items urns! Also need to submit other medical records include doctors notes, laboratory results and. Insurance benefits if false information material related to a claim was provided by Spot not. That the company offers a number of annual limits, deductibles, and reimbursement rates to help customers a... For new enrollments or coverage Advisor is the leading independent marketplace for the... Or these Terms and conditions, click here to view a sample policy sponsor not. Spot pet insurance providers hesitate to offer coverage to senior animals when you first sign up how to cancel spot pet insurance or! Attempt to resolve the dispute with Spot informally Spot, there is type.