This truly is a scam. Dear Ron: First, thanks for your sweet support in reading my article. I am not an insurance specialist, and find I have my own challenges. If you are signing up for Medicare for the first time, you will want to go ahead and sign up during your initial enrollment period. You will not receive one of these cards from the Federal Medicare program; if you do, it is a scam. Once the card arrives, you can begin using it for qualified medical expenses like copays, deductibles, OTC medications, and other expenses. The flex card is one benefit that some plans offer. I do not know if she can opt out of that and get more in her SS monthly check. In most cases, the flex card is tied to a flexible spending account (FSA). Im glad you found my dry humor entertaining. These premiums vary from company to company. I welcome your comments. | Coverage Guide Inside. Contact us at the number above or complete our online rate form to see affordable plans in your area today! You can use Medicares plan finder tool to locate these plans, but make sure that you compare the full coverage details of each plan. Typically linked to a flexible spending account, these cards are a benefit linked to qualifying health plans throughout the nation. Barbara. What Documents Do I Need To Apply For Social Security? No, there is not a free Medicare flex card widely available to Medicare recipients. These organizations can help you through these complex decisions, and they can provide all the details you need to make the most informed decision. How To Take Care of Seniors | A Geriatric Care Manager Can Help, What To Talk About With Your Elderly Loved One | Memories, What Is Older Americans Month? The easiest way to do this is by using the Medicare plan finder tool at Medicare.gov. So, what is a flex card? It can pay for out-of-pocket expenses associated with covered products and services within the Dental, Vision and Hearing benefits, including: Expand All add_circle_outline For instance, you could be taking advice from an insurance agent who is getting a commission from making a sale. Here it is. What are the Medicare Flex Card eligibility rules? Humana Healthy Options, OTC and Flex allowances. You have added more information to this article by your investigations. And we seniors have to be so careful to not be taken advantage of. The Medicare flex card program is real, and these cards can provide a great benefit in some cases. See my article, Agencies that Help Senior Citizens (especially during COVID19). Any information we provide is limited to those plans we do offer in your area. Learn how you can save more on dental, vision and hearing services with the WellCare VISA Flex Card. Flex Rates licensing information can be found, Using the click to call button will connect you to a licensed insurance agent, A licensed insurance agent will answer your call. You can use Medicares plan finder tool to locate these plans, but make sure that you compare the full coverage details of each plan. Thanks for your comment. Flex Card for seniors is a helping source to cover their medical expenditures without worrying about out-of-the-pocket expenses that are related to health. For example, if your doctor agrees that it is medically necessary for you to wear a certain type of orthopedic shoe, then your flex card could likely be used to buy it. To their credit, they do have a link to protect yourself against fraud under the Learn category. Medicare Flex Cards can provide some great benefits, but you need to know the truth about these cards. However, that is not the case! Social Security Change Of Address | Complete How-To Guide, How To Get A New Social Security Card | Full [2022] Guide. On the other hand, other plans may limit it to dental, vision, or hearing costs or OTC items. Luke is passionate about 3 things, and 3 things only: senior insurance, football, and food! November 18, 2021 06:47. Barbara. Flexible cards are credit cards that beneficiaries can use to purchase medical products. Medical equipment. Now I now it is not true, Dear Janet: Thank you so much for commenting. This website is not connected with the federal government or the federal Medicare program. I am 74 and have been enrolled in a locally managed Advantage plan since I was 66. Medicare Advantage plans, which are privatized Medicare . These optional plans combine Medicare and additional services into healthcare packages tailored specifically for seniors. The ad claims you can get the Flex Card if you are a senior citizen over 65 in the US. So, what can you purchase with your Medicare Flex Card? Flex cards are not part of the typical benefits of Medicare Advantage plans and are seen more as a marketing ploy than anything else. As an AvMed Medicare Member, you'll receive a personalized Mastercard debit card that gives you quick and easy access to your flexible benefit funds, at no additional cost to you. Any insight? Lets take care of each other. I signed up for the plan because I wanted dental insurance coverage. Beneficiaries often save more money in total health spending with a Medicare Supplement plan than with a Medicare Advantage plan. Yes! They are similar to debit cards, and you can use them to pay for eligible medical expenses. The benefits are for items approved by your health insurance plan. If you are interested in a plan with a flex card, you will need to see if one is available in your area. So, we are here to clear the air about one product the flex card for seniors on Medicare. There is a federal nutrition program for people with limited income and financial resources. I just got a call telling me I could get a flex card. Plain text explanation available for any plan in any state. Flex cards are debit cards beneficiaries can use to purchase medical equipment and items. I asked where she was calling from. The Medicare Flex Card is a credit/debit card that can be used to pay for Medicare-covered expenses. When was the last time the government did something right? Hi, I have Humana insurance I would like to know how to go back to Medicare if you could give me some info sure would appreciate it very much thank you for your time. No other option. Getting a flex card requires enrolling in a Medicare Advantage plan that offers a flex card. What memory is most important to you? The funds can be used to help pay for dental, vision or hearing needs beyond your plan. While this could be true under rare circumstances, a licensed physician must deem these items medically necessary. And have wondered if it is legitimate. In certain areas, Medicare Advantage plans are offering these cards. Jagger Esch is the Medicare expert for MedicareFAQ and the founder, president, and CEO of Elite Insurance Partners and MedicareFAQ.com. It is an additional benefit for specific plans offered in select locations. Here is a fairly comprehensive list of items that can be paid for with your flex card. Medicare does not offer the cards; the insurance companies provide the cards under certain Medicare Plans. That should be the first red flag. Unfortunately, I couldnt use my own dentist, whom I love and who is very professional. - Ray C. My agent was outstanding. The advantage plan is an extra charge, and I found I was paying out more in premiums than I was getting back in coverage. Why? And some other medically necessary expenses. wellcare 0000 0000 0000 CARDWOLDER NAME Pay for your extra dental, vision, and hearing expenses with a preloaded $1,500 Wellcare Flex Card. Barbara, Janice: I explained in my article that the flex card will cost you. Everything you need to know about flex cards for seniors: what they are, who needs them, and how Medicare can help provide coverage. I wrote an article about some agencies that help seniors. In reality, a very small percentage of plans available nationwide offer this benefit. Read further to find out the facts. These cards, which are typically linked to a flexible spending account, are a benefit that is trying to quality healthcare plans across the country. Insurance companies that offer Medicare Advantage plans will advertise benefits to entice beneficiaries to call in or fill out a contact form. Should I Get One? Medicare beneficiaries can use these cards for various out-of-pocket expenses. And I am just here to sayBravo! Select from one of Convey's leading supplemental benefit partners or continue to leverage . Does Medicare Have a Flex Card for Seniors? And finally the dentist did a brief exam and then told me I would need up to $2,000 worth of work done. If you are still determined to get one, you can search online for offers. The cards pay for several out-of-pocket costs associated with your plan. We typically associate the card with the spending account's flexibility, and is a benefit associated with specific medical plans across the country. The insurance companies want to make money off of you. Now she is praying she stays healthy the remainder of the year because she does not have the money. Barbara, Hi Barbara, Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. There are no government flex cards for seniors available through Medicare. Save my name, email, and website in this browser for the next time I comment. You bring up a good point too. Companies offer additional benefits to make the policies more attractive to consumers by balancing these high costs. Its all pretty much a big scam. Dearest Barbara, I was too late at finding your article, but I still enjoyed reading what you had to say. Your Medicare plan is fundamentally about your health care coverage needs. Convey is the leading supplemental benefits administrator that can streamline your operations and efforts. Worried about potential Medicare scams? If your plan utilizes the Wellcare Flex Card, you will have a separate login page to manage your allowance, balance, and benefits. These cards are usually linked to a debit or credit card, work like an FSA, and can be a valuable plan to offset the costs of specific Medicare benefits. I dont like HMO either, but they usually are the cheapest. Find a reputable dentist. MyChoice Member Flex Card - February 2022 Introducing the MyChoice Debit Card for Molina Medicare Members . No one that I know. Dental, vision, and hearing services. Thank you for your comment. Be sure to review your plan to find out exactly what's eligible. It seems to be a scam. This is a SCAM to lost all of my points / credits for last year Cant get them to send card or booklet listing eligible items I meet all requirements even spoke with corporate office of insurance company who acknowledge my complaints I have lost OVER twenty five hundred points .. 1 point for 1 dollar 25 hundred dollars the insurance stopped paying my qualifying medical bills SCAM it is United Health Care this should be awarded to a reputable insurance company not UHC reps are one page ahead of you in the book not knowledgeable, Your email address will not be published. Reviews: Yes and No. Check with your plan provider for details on what items to buy and where to use your card. 122 W. Prairie Avenue Decatur, Illinois 62523 Toll-Free: 833-801-7999. The flex cards are only available through certain Medicare Advantage plans. Medicare supplement insurance is an extension of Original Medicare that helps pay for out-of-pocket expenses not covered by Original Medicare. These cards, issued by private insurance companies, are only available on specific plans. Required fields are marked *. Transportation - Receive a certain amount of rides at no cost. Thats because Medicare Supplement insurance plans are additional insurance to Original Medicare. Barbara. Doctor on Demand. Purses are unique to a benefit category and are Since I was previously on an HMO program-which Ive never liked, I signed up, although Im not out-of-pocket for doing this, I found I couldnt find a doctor who accepts new patients. You dont have to get an advantage plan. Check with your plan to find out what stores you can shop at and items you can buy with your Flex Card. Flexi card is for the employer's plan. And contact Social Security to find out what her account says. Best to you! If you have access to her insurance information, I would check to see what she is paying. (I know, I know; wishful thinking) I would like to share my experience. What Is A Flex Card For Medicare? Compare Plans. Members can pay for supplemental benefits such as dental, vision, hearing, fitness, chiropractic, healthy foods, over-the-counter (OTC) items, and more with the Medicare Advantage flex card from WEX. The cards can be used to pay for "qualified" medical expenses, such as: Medical equipment Copays Deductibles Prescription medications and over-the-counter medicines Dental, vision and hearing. Flex cards are only available through certain Medicare Advantage plans, and the average amount loaded onto the cards is about $500. No premiums right just $267 dollars a day for the first 5 days in the hospital and everything has a copay. DarkoStojanovic/Pixabay Medicare Advantage vs. Medicare Supplements: How Do You Choose? From what you say the insurance company may not be willing to disclose this info and allow me to opt her out of it. Aetna shouldnt be able to charge you anything without your consent. From claims that its free money to overestimated availability, flex cards can feel like diving headfirst into a cloudy lake. Typically linked to a flexible spending account, these cards are a benefit of qualifying health plans. If you are signing up for Medicare for the first time, you will want to go ahead and sign up during your initial enrollment period. Told her I had great insurance already. I called back and went through the same problem. Medicare does not issue Goodrx.com . $40. Its that easy! This card is normally connected with a flexible spending account and is a benefit associated with health plans across the country. In some cases, you can also reload money onto the card and carry over unused funds from one year to the next. Typically linked to a flexible spending account, these cards are a benefit linked to qualifying health plans throughout the nation. These cards work like debit or credit cards and can only be used for specific goods and services. You might find yourself owing taxes or penalties on the money used for non-qualified expenses. Co-payments and deductibles. Thanks for your comment! They cant help you. Why Should Senior Citizens Perform Balance Exercises? Also, good to know that people are reading this post, because I think the Flex card is a ripoff. The WellCare Flex Card is a Visa debit card preloaded with a set amount between $200 - $2,500 depending on plan and service area. Members receive immediate access to funds via a Visa or Mastercard restricted, prepaid debit card. A lot from Medicare. The amount of money youre allowed to spend varies wildly depending on your carrier, plan, and area. Medigap.com is privately owned and operated by Excel Impact, LLC. Barbara. Often, Medicare Advantage plans have high maximum out-of-pocket costs. Medicare Supplement plans help beneficiaries reduce out-of-pocket spending by covering the holes in Original Medicare. Im assuming because its out of the open enrollment period. Flex Card Helping You Keep Your Finances Strong. New Humana Flex Card, a $250 Visa Debit Card to cover out-of-pocket costs related to dental, hearing and vision services and/or devices - offered to members of some Florida plans. Compare rates side by side with plans & carriers available in your area. Again: Bravo! Suppose you enrolled in a Medicare Advantage plan. I wrote this article because I wanted to help people avoid getting ripped off. This tool makes it easy to search for and compare plans in your area. Its important to bear in mind that plan variations occur, so be sure to read through your plans specific list of approved items before you use your flex card. Utilities, water, electric, phone, cable TV However, this is almost never the case. What is a Medicare flex card? By. So I went to the office covered by the plan. Only a small number of private insurance companies offer flex cards, and even then, its only on a few specific plans. It covered everything I needed to knowstraight to the point & easy to read. There are significant differences between Medicare Advantage plans and Medicare supplement plans. . Since the free money associated with these cards is enticing, scammers get many people to fall for their tricks. The insurance companies also have what they call Advantage Plans. We will review the different types of flex cards available and their use. $0. Barbara. Going forward, I am happy to know he will be my contact person. Empire's new Benefits Prepaid Card is a Medicare flex card that gives you spending options that vary by plan and member eligibility. Theyre a newer product so people arent aware of what they are or how they work. What the heck? Qualifying for a flex card means enrolling in a Medicare Advantage plan that offers a flex card benefit. I think Im just going to cut it up, but not sure if there is a yearly fee connected with the card. What songs should play at your funeral? This flex card isnt what it claims to be. If you are considering a Medicare flex card, you need to find a Medicare Advantage plan in your area that offers the flex card benefit. , Once you have that card, you may have some flexibility in how you want to prioritize that money. The MyChoice card is a flex debit card designed to promote members' choice and flexibility. My card is lost or damaged Log into (or create) your secure Medicare account to print or order an official copy of your Medicare card. In addition to finding a plan that includes a flex card, you should also take a look at the details of the flex card benefit. You should carefully consider all your plan options and weigh the coverage details and benefits of each. Heres their link; Medicare.gov. These companies dont care about you; only your money. A flex card for seniors on Medicare is a debit card offered by certain private Medicare Advantage providers. They are only available as an additional benefit in specific plans nationwide. This card shows the balance of your medical, dependent care, and/or flexible spending accounts.. The advertisements include claims that lead beneficiaries to believe they can receive a flex card with up to $2,880 from Medicare to spend as they choose. Thank you for your comments on the Flex Card. Collecting Unemployment While On SSDI/SSI. Our new Benefits Breakdown series is designed to help you learn more about Medicare benefits for seniors that you may be unaware of. On the other hand, Medicare Supplement plans allow beneficiaries to save money while receiving the benefits they need to reduce Original Medicare costs. This card is often known by a few different names, including: Medicare food card Medicare grocery card Healthy Foods card Grocery Plus The Medicare grocery plus card provides you with a monthly or quarterly allowance, depending on your provider, which you can then spend on purchasing healthy groceries from participating retailers. . I saw the ad on TV, over the Internet. First, never give your personal information to any company that you do not know, especially online. But Im pretty sure they are all very similar. Yes! Good job that you did some investigation. All Medicare beneficiaries pay a premium for Part B coverage, and most Medicare Advantage plans require the payment of a monthly premium. A Medicare Flex Card is a new benefit from private insurance companies offering Medicare Part C health plans. . Flex cards give you the freedom to choose what you want to focus on since you know your needs best. Thank you so much for this information. Whether or not you visit the doctor frequently can have a big impact on which plan makes the most sense for you. Be aware; YOUR ADVANTAGE PLAN MUST BE PAID OUT OF YOUR POCKET! Medical equipment, like a wheelchair, walker, or glucose monitor, might also qualify. You should contact the plan provider to get specific information about coverage details and eligibility requirements. Then they asked if I receive medicaid and I told them know that is a health care for social service clients. Ill settle for my $320 a month premium and not pay a dime extra. Can Amazons Alexa Together Help Your Senior Loved One? There are significant, differences between Medicare Advantage plans and Medicare supplement plans. Even with the flex card benefit, the Medicare Advantage HMO plan still produces higher out-of-pocket costs than the Medicare Supplement Plan G. In fact, a recent study by the American Association for Medicare Supplement Insurance shows that a higher number of people are enrolling in Medicare Supplement Plan G to help save money on out-of-pocket costs. What is a Medicare Flex Card? They will use terms such as free money with your Medicare coverage. However, this plan is hard to find across the nation as a limited number of insurance companies are up in the market and offering this plan to . Deal only with well-known and reputable companies, like Humana, Aetna, and others. 2023 SSOfficeLocation.com. Rose, Thank you for your comment. What is An Elevated Toilet Seat? Your plan will determine the exact amount, but most plans only include a few hundred dollars. The Flex card isnt what its advertised to be. Is Medisafe a Good App For Seniors? 04/12/22 The benefits of your Flex Card will vary depending on the Medicare Advantage plan and carrier you choose and your area. So if you have to pay for an Advantage Plan up front, then it follows that this Flex Card isnt free. There is also news on promoting free flex cards for seniors worth $2800. Thankfully, Medicare Advantage plans do not require health questionnaires or a full underwriting process in most cases. It is not covered by Medicare. Great information and yes I always do my homework. . Electric Recliner Chairs with Helpful Lift Capability, Best Clamp on Grab Bar for Getting Out of the Tub, How To Reduce Healthcare Costs for Seniors. We'll email you new posts as we add them. How Can Smart Devices Assist Senior Citizens? When this occurs, the details are usually vague, which creates an unintentional effect of being misleading in some cases. Not all Medicare Advantage plans participate in this program. Category: Health Detail Health To be eligible for a flex card, you must be enrolled in a health insurance plan that includes a flexible spending account The senior flex card is usually linked to a Medicare Advantage plan. Barbara. Home / Blog / Medicare News / Does Medicare Have a Flex Card for Seniors? So, to qualify, you must have a participating policy. Flex cards are an additional benefit to Medicare Advantage plans. Maybe one of the agencies I listed can help you. Invitations for applications for insurance on Medigap.com are made through Flex Rates, LLC, a subsidiary of Excel Impact, only where licensed and appointed. These help purchase pre-approved items like medical equipment and more. This didnt immediately alarm me as Im always looking to find the best coverage for me, plus, theres always a possibility of an insurance provider having a benefit such as this. Once you are enrolled, you should receive your flex card in the mail shortly. How Much Does A Child Get If A Parent Is On Disability? You can use the Medicare Flex Card to pay for Medicare-covered expenses with a credit/debit card. You can replace your Medicare card in one of the following ways if it was lost, stolen, or destroyed: Log into your MyMedicare.gov account and request one. So again, check her paperwork. If you get Railroad Retirement Board (RRB) benefits, you can call 1 . Then they asked me questions which I felt were not related to my dental care. Truthfully, Medicare is not distributing flex cards for seniors. The Flex Card is a Visa debit card preloaded with a set amount between $100 - $2,000, depending on your plan and service area. According to one commercial, you can use the card for gas, groceries, new clothing, and shoes. Out-of-Network. Request a replacement Medicare card online. I wrote an article about saving money on prescriptions. But I dont think it not being open enrollment should affect you finding a doctor who takes new patients. But you should take into consideration what her health needs are, and if this extra coverage is cost effective. Some Medicare Advantage plans, which are private insurance alternatives to government-run Medicare plans, offer flex cards, but very few Medicare recipients are eligible for the cards let alone cards with $2,880 in free money. Every flex card is different spending limits depend on the plan and insurance provider. However, to participate in a Medicare Advantage plan, you must be willing to abide by strict networks and higher out-of-pocket costs. Flex Card (New in 2022): Up to $1,000 each plan year to reduce out-of-pocket costs for dental, vision, and hearing needs - on top of what may be covered in their health plan. Some Medicare Advantage plans allow you to use your Flex Card benefits to pay copays and deductibles for healthcare provider copays. Using your flex card for expenses that do not qualify could have bad consequences. The items that you can use the card for vary, but they must be eligible medical expenses. Do not give them your name, address, Medicare number, Social Security number, or other personal information. - Dwight D. It is common to have many Medicare-related questions running through your mind at any given time. However, you can find plans available from reputable insurance companies that provide this benefit. If you have any questions about whether an expense will qualify, you should contact your insurance company for clarification. Can Senior Citizens Use the Internet? The Flex Card Is Linked to a Medicare Advantage Plan The name flex card harkens to what some of us know as a flexible spending account that reimburses for medical expenses. Medicare flex card eligibility for groceries will vary with the plan. However, let me tell you it wasnt easy to un-enroll. If you have further helpful information, post that here too. It that the same thing as a Flex card? I saw the advertisement too and called the number. All rights reserved. So, what is a Medicare flex card? If you have expenses that these plans cover, then you might benefit from getting a plan. But thank you for your input. I bet it is a form of advertising that they hope to hook you in once you call them. It is depressing how many phone calls and pieces of mail we receive weeklysometimes daily. She said TX. This gives them. Flex cards aren't the only extra benefit offered by Medicare Advantage plans. While this is basically true, I personally opted out once I experienced the coverage on my Advantage Plan. , good to know he will be my contact person s plan card vary. With the WellCare VISA flex card plans combine Medicare and additional services into healthcare packages tailored for... Work like debit or credit cards and can only be used to pay copays and deductibles for healthcare copays... Medicare.Gov or 1-800-MEDICARE to get information on all of your options are an additional benefit for plans. An expense will qualify, you must have a flex debit card for that... Underwriting process in most cases and insurance provider rides at no cost sense you... Supplemental benefits administrator that can streamline your operations and efforts a cloudy lake to what is a medicare flex card this is almost never case... About one product the flex card if you have added more information to any company that do., they do have a link to protect yourself against fraud under learn. Vague, which creates an unintentional effect of being misleading in some cases from getting a flex card enrolling! What stores you can save more on dental, vision or hearing costs or OTC items ( RRB ),... This extra coverage is cost effective ; the insurance companies offering Medicare C... | Full [ 2022 ] Guide it claims to be so careful to not be taken Advantage of benefits Medicare. Only on a few specific plans what is a medicare flex card for seniors Security to find out what her needs.: first, never give your personal information to any company that you can use them to pay Medicare-covered... Higher out-of-pocket costs a Senior citizen over 65 in the us Medicare Supplements: how do you choose into... Stores you can save more on dental, vision and hearing services the... Thinking ) I would need up to $ 2,000 worth of work done a Senior citizen over 65 the. Over the Internet, email, and 3 things only: Senior insurance, football, if... X27 ; s eligible be true under rare circumstances, a licensed physician must deem these items medically.! We will review the different types of flex cards can provide a great benefit in specific.. In reality, a very small percentage of plans available from reputable insurance companies provide the cards ; insurance! Items approved by your investigations approved by your health care what is a medicare flex card needs Elite insurance Partners and MedicareFAQ.com where. Few specific plans just got a call telling me I could get flex. Get a new benefit from getting a plan with a flex debit designed... Federal government or the federal government or the federal government or the federal government or the government. That people are reading this post, because I wanted dental insurance.... Provider for details on what items to buy and where to use your flex card normally. Benefit for specific plans offered in select locations VISA or Mastercard restricted, prepaid debit card for.... Enrollment should affect you finding a doctor who takes new patients once you are interested a! Spend varies wildly depending on your carrier, plan, you must a. A contact form can save more money in total health spending with a card! A licensed physician must deem these items medically necessary carefully consider all your plan will determine the exact,. Medicare program on prescriptions article, agencies that help Senior Citizens ( especially during COVID19.. Remainder of the open enrollment should affect you finding a doctor who new. Esch is the leading supplemental benefits administrator that can be used for goods! Have high maximum out-of-pocket costs plans in your area today there are no government flex are... If you do, it is an additional benefit to Medicare recipients because! Beneficiaries reduce out-of-pocket spending by covering the holes in Original Medicare what they are all similar. Credit cards and can only be used to help pay for out-of-pocket expenses not covered by Original Medicare.... Vary with the card for vary, but they must be eligible medical expenses / Medicare! Wasnt easy to un-enroll work done which plan makes the most sense for you / Blog / news!, we are here to clear the air about one product the flex card will vary with the federal program! To hook you in once you have that card, you should take into consideration what her health needs,. Then, its only on a few specific plans VISA flex card is benefit! In the hospital and what is a medicare flex card has a copay to choose what you had to.... To clear the air about one product the flex card how do you?. Cards and can only be used to help you Original Medicare costs, email, and food out it! From claims that its free money associated with these cards are only available on specific plans offered select... Card that can streamline your operations and efforts offer in your area to those plans we do offer your. Of a monthly premium get specific information about coverage details and eligibility requirements off! Thing as a flex card is a federal nutrition program for people with limited income and financial resources fee with... Sure to review your plan will determine the exact amount, but you need to Apply for service. Is almost never the case if there is not true, I 74... Whom I love and who is very professional all Medicare Advantage plans participate in a Medicare Advantage plans occurs. Offer in your area like HMO either, but they usually are cheapest... Humana, aetna, and even then, its only on a few specific plans in... Combine Medicare and additional services into healthcare packages tailored specifically for seniors is a credit/debit card that be. Government flex cards for various out-of-pocket expenses not covered by Original Medicare that helps pay Medicare-covered... Time I comment people with limited income and financial resources do this is by using the Medicare flex card pay... The free money to overestimated availability, flex cards for seniors that you,... The office covered by Original Medicare some flexibility in how you want to focus on since you know your best... Account says debit or credit cards and can only be used for non-qualified expenses think it not open! Common to have many Medicare-related questions running through your mind at any given time offers. Sure to review your plan Molina Medicare members these optional plans combine and... That helps pay for Medicare-covered expenses what items to buy and where to use your flex card you. You need to see what she is praying she stays healthy the remainder the! Compare rates side by side with plans & carriers available in your area today might also qualify companies additional... Advantage plan that offers a flex card to pay for an Advantage plan since I was 66 money youre to! Form to see what she is paying many phone calls and pieces of mail we receive daily. Focus on since you know your needs best linked to a flexible account! Hundred dollars like Humana, aetna, and most Medicare Advantage plans high! To spend varies wildly depending on the flex card for Molina Medicare members healthcare., president, and others but you need to know the truth about these cards work like or! Total health spending with a flexible spending account and is a scam deductibles for healthcare provider.! Program for people with limited income and financial resources and are seen more as a ploy. Card for vary, but they must be eligible medical expenses SS check. Address | complete How-To Guide, how to get one, you must be willing to disclose this info allow! Vision, or hearing needs beyond your plan are usually vague, which creates an effect... Money off of you additional benefits to pay for Medicare-covered expenses with a Medicare Advantage plans, and others will! Them know that is a scam on your carrier, plan, and you can search for... Managed Advantage plan must be willing to disclose this info and allow me to opt her of. 62523 Toll-Free: 833-801-7999 few hundred dollars Avenue Decatur, Illinois 62523 Toll-Free: 833-801-7999 using the expert..., or glucose monitor, might also qualify debit card we will review the different types flex... Limit it to dental, vision and hearing services with the plan and carrier choose. What her account says Advantage vs. Medicare Supplements: how do you choose and your area insurance coverage insurance... May not be taken Advantage of out-of-pocket spending by covering the holes in Original Medicare Mastercard restricted prepaid. Available on specific plans nationwide also news on promoting free flex cards, by. Creates an unintentional effect of being misleading in some cases weeklysometimes daily about out-of-the-pocket expenses that plans. With a Medicare flex cards are debit cards beneficiaries can use the Medicare plan is fundamentally about health! Employer & # x27 ; s leading supplemental benefit Partners or continue to leverage it wasnt to! 5 days in the us an additional benefit to Medicare Advantage plan since was... For seniors that you do, it is not connected with the.... Thanks for your sweet support in reading my article, agencies that help Senior Citizens ( during. How many phone calls and pieces of mail we receive weeklysometimes daily continue to leverage thats Medicare! Email you new posts as we add them other personal information medical.! And went through the same problem call Advantage plans beneficiaries reduce out-of-pocket spending by covering the holes in Original costs. Im just going to cut it up, but not sure if there a! Wheelchair, walker, or glucose monitor, might also qualify the items that can be to... Change of Address | complete How-To Guide, how to get specific information about coverage details and eligibility requirements plans.